How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. The rebates reset every billing cycle. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status. For promotional financing details,click here. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Reach every destination This answer was first published on 08/19/17 and it was last updated on 10/18/19. However, if you choose a product and continue your application at a Is Refinancing Your Student Loan Worth It? The kicker was when I was talking to a customer rep at Valero she said to me, that I can reapply to reopen my account and I told her at that point to make note to whoever made that crap up to stick the card you know where. Learn about Valero's consumer credit card and how you can save 10 per gallon on every transaction. Editorial and user-generated content is not provided, reviewed or endorsed by any company. You cannot get a Valero Credit Card cash advance. All products, logos, and company names are trademarks or registered trademarks of their respective holders. 6 months promotional financing on purchases of $299 up to $1,998.99. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. *New accounts only, subject to credit approval and applicable law. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Learn how fleet fuel cards are smarter than credit cards, and safer than cash. The card for your home. Heres where you can use your Valero Credit Card: Keep in mind that Valero Credit Card doesnt belong to any major credit card network (like Visa or Mastercard), so you will only be able to use it at the gas What are the best easy approval gas credit cards? revenue recognition SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. I got a mail congratulating on my $300 increase because I had an "excellent payment history" (only 2 months!). Valero not reporting to Experian - myFICO Forums - 314490 Most would be able to meet the 50 gallon a month tier and save 4 cents per gallon. Higher than average purchase APRs. Fleet fuel cards are a crucial tool for achieving this. Credit Karma is committed to ensuring digital accessibility for people with disabilities. Gift card may be used for any purchase except money orders or lottery tickets. Here's where you can use your Valero Credit Card: Valero Shamrock Diamond Shamrock Beacon Pay by phone by calling 1-800-333-3560 and using our automated response system (no fee applied). Intuit Credit Karma receives compensation from third-party advertisers, but that doesnt affect our editors' opinions. Save up to 8 a gallon when you fuel at Valero*. Promotional financing offers available at the time of purchase may vary by location. taxes Where can you Buy "Gas" with a Chase Freedom or Discover It Credit Card? Existing cardholders should see their cardholder agreements for their applicable terms. Valero has its own bank, the DSRM National Bank, which issues its credit cards. Consolidating vs. We care about health and safety, and protecting our employees and neighbors. Get Access Now. There are many ways to pay for your Valero fuel. Pretty much terrible versus any other credit card. You can only use it to buy gas, so you don't run up a bill buying stupid stuff like soda or snacks. Here's a quick breakdown of which gas stations accept which credit cards. When I received my 4th statement, the bill was $300. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. Interest will be charged to your account from the purchase date if the promo balance is not paid in full within the promo period. With the ValeroPay+ app, easily locate a Valero station and begin saving instantly on fuel from the convenience of your car. Bear in mind that my credit line is $400 and I have 3 cars. 76 gas stations also sell high-quality gas and many of them have attached convenience stores as well. I ask because I've had his card a little over 4 years. I called to ask for a credit limit increase and requested $1000. Wallethub doesnt charge for this service. ValeroPay+ on the App Store This compensation may impact how and where products appear on this site Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. But if your paying your balance every month your rebuilding your credit.. A gas rebate as offered by the Valero Credit Card implies that for every gallon of fuel purchased with your card, you will receive a discount. You could also use it at Shamrock Diamond which I do once in a while. Most major gas stations accept credit cards Opinions expressed here are the authors and/or WalletHub editors'. You can only use the card for gas, repairs and in-store purchases at its affiliated retailers nationwide. Editorial and user-generated content is not provided, reviewed or endorsed by any company. It really would help me out alot. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fleet Cards: The Better Small Business Solution, Limit use by location, amount, time/day, product, and more, Automatic fuel accounting and expense tracking, No need to collect employee fuel receipts. Give the gift of fuel, snacks and other on-the-go items at Valero locations nationwide with prepaid gift or fuel-only cards. U.S.-based customer service, ready to help 24/7. Perfect for business incentives, too! Wallethub doesnt charge for this service. Email: ValeroPayPlus@Valero.com. Go to Valero to buy vanilla reload cards withe points earning cc - especially freedom and discover for this 3q14. When every expense matters, Valero fleet fuel cards help you get more for every dollar.. Gift and fuel cards are great for birthdays, holidays and graduations. Please explain your vote by sharing your experience. Compare Home Equity Lines of Credit Reviews. American Express does things differently, placing a four . @joeybule 11/11/22. Valero accepts credit cards and debit cards from major payment networks. I called this January because i continue to get mail and offers from them even though they never had my new address haha. It still isn't on my credit report anywhere. What is the Interest Rate and will it change? This card offers 10 per gallon. transaction classification. Learn more about making payments to your credit card accounts and how to contact Valero Customer Support. Good card to have. All rights reserved. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and The Valero credit card, issued by DSRM National Bank, is a credit card you can use when you fill up your gas tank at any Valero gas station throughout the country. You don't earn rewards on every purchase. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. marketplace Can You Build Credit With a Prepaid Credit Card? After 3 months, I was given a credit limit increase because I was using $230 of my limit (but I pay in full). If you have recently switched from using cash to paying for your gas with Apple Pay, you may be wondering if you will still be able to do so at Valero. I got this card because there are lots of valero stations around where I live and also close to work. And none of that was ever reported. Fuel Cards & Gift Cards | Valero Does Valero Take EBT? Find Out Here! - Esquilo.io It is headquartered in San Antonio, Texas, United States.A Fortune 500 company, before the 2013 spinoff of CST Brands, Valero was one of the United States' largest retail operators with approximately 6,800 . I have had this card for 2 years. I started out with a $300 limit. 12 months promotional financing on purchases of $1,999 or more. I moved and missed a payment because i never went online to do payments. The Bad. Many factors affect your FICO Scores and the interest rates you may receive. Funny, I applied for a Hess that is the corner of my Unit and I got rejected. No letter, no email, NOTHING! Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. I am always nervous of exceeding my credit limit and just a couple of days ago, I received a mail telling me that since I had a "great" history with them, my credit line has been increased by $200 to $600! You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being . im in michigan so there is only one station near wish there were more other than that i love using my card. Learn about our production and sale of renewable diesel, a low-carbon fuel. Joseph Bulebush, WalletHub Analyst. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Rebates will appear as a credit on your billing statement, and earned when balances due are timely paid pursuant to the terms and conditions of your account agreement. Over thousands of locations. The APR is ridiculous so make sure you pay in full every month. doxo is the simple, protected way to pay your bills with a single account and accomplish your financial goals. Valero Plus Fuel Card | Valero Fleet Fuel Cards Pay-at-the-pump convenience. The Good. Can I use my Synchrony Car Care Credit Card anywhere? - WalletHub Valero Credit Card Reviews: Is It Worth It? (2023) - WalletHub Youll also get: These ratings and reviews are provided by our users. In fact, we have turned down relationship request from issuers that want to influence our reviews. This question is about the Valero Credit Card. Nice. This means that you need at least fair credit to get approved for this card. To obtain your card balance, visit the nearest participating location or call Gift Card Services at, ESG: Environmental, Social and Governance, Fee Free: No monthly fee and no expiration date, Versatile: Load any amount from $5 to $300 per card. Accepted at over thousands of locations nationwide, the Synchrony HOME Credit Card brings together retailers, promotional financing, and many opportunities to transform your home. Copyright 2023 SuperMoney, LLC. Valero Credit Card reports to multiple credit bureaus. What? Valero Credit Card reports to multiple credit bureaus. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. To check the rates and terms you qualify for, one or more soft credit pulls will be done by This, however, does not mean an automatic discount at the pump in the moment of purchase, you still have to pay full price, and the rebate will be paid to you in the form of a credit applied against your account balance, or in the form of a yearly check mailed to the address shown on your statement. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Accepted at any major U.S. gas station, plus 45,000+ service locations. Valero Energy - Wikipedia affiliation, or sponsorship, of or by SuperMoney or them of us. @fsoftgirl137 09/21/19 This answer was first published on 09/21/19. There are lots of Valero stations so this card is definitely useful. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. It's necessary for a retail store to support payment cards to accept payments from mobile wallets. It wasnt a hard pull. i have a 591 credit score and was approved for $300 i wanted this card because there was a valero just down the steet from me when i got my card i was told that the it cant be used there anymore so only place i could use it was in detroit mi thats an hour away from me or i could go to shelby oh that does still except it well just the other day i made a trip to dennys in monroe mi and found a valero station there woohoo so i only have to drive 25 miles each way to fill up i drive 6000 mile per month for my job so i hope to get an increase soon, i have a 591 credit score and was approved for $300 i wanted this card because there was a valero just down the steet from me when i got my card i was told that the it cant be used there anymore so only place i could use it was in detroit mi thats an hour away from me or i could go to shelby oh that 2 hours away that does still except it well just the other day i made a trip to dennys in monroe mi and found a valero station there woohoo so i only have to drive 25 miles each way to fill up i drive 6000 mile per month for my job so i hope to get an increase soon. One card. Can You Buy A Money Order With Your Credit Card? - Forbes What KInd Of Credit Do You Need For An Auto Loan? restaurants If you do not, interest will be charged on the promo balance from the purchase date. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income. banks Pay your Valero Credit Card (DSRM National Bank) bill online with doxo, Pay with a credit card, debit card, or direct from your bank account. No credit card required. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. They said it was denied. You may use it to make charges for fuel, merchandise, services, and other permissible items at Valero, Beacon, or Shamrock stores, but you cannot get cash advances. Purchase a gift card at any participating Valero location nationwide. Get a free consultation from a leading tax expert, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. The Valero gas card will not work at Circle K's! We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product. There will be information on your billing statement about how long it will take to pay off your promo balance if you only make minimum payments. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. I have unfortunately been using the Valero credit card since my car repair/gas station switched over to Valero. Editorial and user-generated content is not provided, reviewed or endorsed by any company. But its best to wait to apply until you meet the Valero Credit Card credit score requirement. Join today its free! Shipping and handling fees may apply for phone and email orders. loans This question is about the Valero Credit Card. The Valero Credit Card credit score requirement is 640 or better. sponsored products and services, or your clicking on links posted on this website. You can find the closest location where your Valero Credit Card is accepted online. Its accurate to the best of our knowledge when its posted. This card has a 23% APR. Most merchants . Yes, you can use your gas credit card virtually anywhere as long as it belongs to a major credit card network like Visa or Mastercard. Despite this, some Valero stores might unofficially accept EBT for food items. But, i have paid several payments prior to due date. This answer was first published on 10/23/19 and it was last updated on 11/11/22. . Valero credit card approval dsrm I applied, got message needs to be reviewed. Their use does not signify or suggest the endorsement, Subscribe to RSS Feed; Mark Topic as New . And it would really benefit me if I can get a card. Does not offer rewards or cash back. Sensible credit limits and fuel-only options can help you manage your budget. Gift card cannot be redeemed for cash except where required by law. 06/16/2023 Complaint Type: Billing/Collection Issues Status: Resolved I have been receiving letters in the mail indicating I owed money to a credit card I've never opened. You can find any nearby stations online, or over the phone at (866) 396-8254. read full answer. Editorial and user-generated content is not provided, reviewed or endorsed by any company. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Valero is an energy company that has many gas stations in Southern California. I confirmed this information by looking up the profiles of several of its gas stations in my area on Apple Maps. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. I have tried it at multiple Circle K's in different states and it is not accepted at any of them! Plus 12-60 months promotional financing is available, 6 months promotional financing on purchases of $199 or more, Anywhere, anytime access to secure account management. Only mortgage activity by Credit Karma Mortgage, Inc., dba Credit Karma is licensed by the State of New York. I got it because my credit was not that great and because I do use Valero. Although interest will accrue at the standard rate applicable to your account, it will only be assessed and added to your account as a lumpsum at the end of the promo period if the promo balance is not paid in full by the promo expiration date shown on your statement. credit cards If so, you should think about how Fuel Express can benefit your fleet. Our fleet fuel cards are an alternative to cards branded to a single gas station company. Learn more about these card options. Find the retailer and the financing option thats right for you. Says I have $400 SL. Minimum monthly payments required. Phone: (888) 682-5376. A week later I received this Valero credit card without applying. Get savings every* time you use your Valero Credit Card within the ValeroPay+ app. 25.24% The two different methods are physically tapping your phone to the pump or paying from an app. Credit Karma Mortgage, Inc. NMLS ID# 1588622, Credit Karma Offers, Inc. NMLS ID# 1628077, Credit Karma Credit Builder (McBurberod Financial, Inc.) NMLS ID# 2057952. Can I use a Discount Tire Credit Card at gas stations? Interested in the Valero Credit Card? Get Started With ValeroPay+ Valero Branded Locations Drive to a Valero store for quality gasoline with pay-at-the-pump convenience. ampm is Arcos convenience store brand. Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. issued by Valero. Payment is addressed. Our marketing partners dont review, approve or endorse our editorial content. I go to Valero and fill up all the time. Does not include many credit card benefits. Says I have $400 SL. The Valero credit card rewards consist of rebates - 4 per gallon if you make purchases of 50.0 gallons or more, up to 74.9 gallons and 8 per gallon if you make purchases of 75 gallons or more, up to 110 gallons. Purchasing a money order with cash or a debit card is usually a better option than buying one with a credit card, even if a retailer accepts credit cards for money order purchases. So Valero it is. Does Valero Take Apple Pay? | Howcanpay There are a couple of different methods you can use to pay with your phone. Compensation from affiliate relationships allow us to maintain and update our site. Rebates will appear as a credit on your billing statement, and . Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Customer support did not know the length of the time period: week? sales taxes I was denied when I applied online. I applied and got the dreaded 7 day message. This editorial content is not provided by any financial institution. I have a Valero station two blocks away and I am using it since then. I just explained to the manager that by having this card at a low limit it will have an adverse effect on me. Unfortunately it does not, nor is the Valero usage policy readily available on their website. and have not been reviewed, approved or otherwise endorsed by any financial institution. 6 months promotional financing on purchases of $299 up to $1,998.99. That qualifies me for earning 8 cents per gallon (for the month). This question is about the Valero Credit Card. The limit was small (only $300), but I was using this card to rebuild and use Valero anyway. Product name, logo, brands, and other trademarks featured or referred to within After two years my limit is at $900. Minimum monthly payments required. Regular account terms apply to non-promo purchases and, aer promo period ends, to the promo balance. Steven Dashiell Updated Mar 20, 2022 Fact checked Nearly every gas station out there accepts credit cards. Learn about Valeros consumer credit card. starting at How long will it take to pay off my purchase? Keep in mind that Valero Credit Card doesnt belong to anymajor credit card network(like Visa or Mastercard), so you will only be able to use it at the gas stations and stores affiliated with Valero. Get a free consultation from a leading credit card debt expert. Valero offers a variety of payment products. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Manage all your car expenses gas, tires, repairs and maintenance with one card. that would help greatly! While you're there, pick up some coffee or snacks. Refer to the tier table provided or call 1-877-230-9050 for more details. I went 30 days late and paid it off in full after they closed the account on me. In practical use, per Valero customer support there is a $150 per day usage cap, with a maximum $350 per time period cap. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Compensation may impact how and where we place products (for example, the order which they are placed on a category page). So when I don't have the cash I can charge it. (including, for example, the order in which they appear). Minimum monthly payments, based on a percentage of your account balance or a minimum amount, are required in accordance with the standard account terms. Standard message rates apply. Valero Gas credit card. Established Contributor Mark as New; . the letter i got with my last auto cli said that this limit (750) is the max limit for my card so i left it alone.They tried to upgrade my card a few times with an annual fee with services i would never use so i keep declining it. Save up to 8/gal when you fill up at Valero. Called in again and the automated machine found my account info based on the number I was calling from. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. Hire the best financial advisor for your needs. Shopping tips and financing insights to help you save more and spend wisely. Savings vs. Money Market? I usually utilize close to the credit limit (just on gas) and pay it off in full every month. Valero Consumer Credit Card Offer Save 10 per gallon on all Fuel Purchases through 12/31/2023 using your Valero Consumer Credit Card in the ValeroPay+ app. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. Valero offers several card rewards programs. 20072023 Credit Karma, LLC. Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). Get help and support for all things Synchrony. @WalletHub 05/19/23 This answer was first published on 11/06/17 and it was last updated on 05/19/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution.